Meet Your Lender
Wife. Momma. Mortgage Lender.
Briana Sparrow
My husband and I met in college at Marshall University. My husband, Brandon was a football player at Marshall and I worked in the athletic department as an intern. We got married a couple years post college and bought our first home the same week as our wedding. Talk about a wild couple weeks. We currently live in Louisa VA along with our three young kids, two dogs, two cats, two goats, a duck and chickens. (kind of feels like Noah’s Arch over here).
I am passionate about helping people achieve their dreams within homeownership. As a mortgage lender since 2018, I have helped an average of 100 families a year purchase or refinance their home.
Growing up my family bought and sold 13 homes in and around the Richmond Area. My husband and I bought our first home at the age of 23 with a 100% financed mortgage and some solid guidance from our lender. We bought our second home at the age of 25. And then bought our next home two years later while keeping the second home as a rental. I truly have a passion for helping people grow personal and financially through home ownership.
On average someone will buy 3-5 homes in their lifetime. I have done that and some! I am a problem solver, and I thrive on helping people achieve goals they did not think were possible no matter if you are a first time buyer, an investor or upgrading to your forever home. I would love to help you too.
Brandon is the most patient human I know. Truly, he is the reason I can do the job that I do and help the families I help. He is super supportive of our family and my career that takes up nights and weekends often.
Levi, the eldest sibling, falls right into the role. He is helpful, wants to do good things and is always around for his siblings. He is our social butterfly and frankly I owe my career to his ability to walk up to anyone and start playing and talking. My lending career really got rolling when he walked into a neighbors yard (who we did not know at the time) to play with the kids. Conversations were had, I helped that family buy a new home and the referral train took off.
Layla, the middle child, effortlessly embodies the role of a second child and middle child. She is tough, takes zero mess and is also the sweetest little sweet and sour around.
Lennox, the youngest bundle of energy, is a whirlwind of chaos wrapped in an adorable package. His role is to question everything we thought we knew about parenting.
Mayte, (back left) the fantastic exchange student and former nanny, brings an enriching blend of cultural diversity from Mexico and nurturing care to the family. Because of her, Layla and Lennox are truly bilingual while Brandon, Levi and I are working to catch a few words or phrases here and there.
Paula, (back right) is our newest exchange student and current nanny, has brought a calming presence into our home. She is from Columbia and we are all enjoying learning more about her culture and world view!
Common Loan Products
Conventional Loans
Conventional loans are the most common type of mortgage and are not government-backed.
VA Loans
VA loans are backed by the U.S. Department of Veterans Affairs and are available to eligible military service members, veterans, and surviving spouses.
VHDA Loans
Virginia Housing offers programs for both first-time and repeat homebuyers, helping make homeownership more affordable.
FHA Loans
FHA loans are insured by the Federal Housing Administration and designed for buyers with lower credit scores or limited down payments.
USDA Loans
USDA loans are insured by the U.S. Department of Agriculture and help buyers purchase homes in eligible rural and suburban areas.
Jumbo Loans
Jumbo loans are designed for high-value properties that exceed conventional loan limits.
Unique/Specialized Loan Products
Equity Line Loans
A Home Equity Line of Credit (HELOC) allows homeowners to access their home’s equity without refinancing their existing mortgage.
Renovation Loans
Renovation loans are designed for homebuyers and homeowners looking to finance repairs, upgrades, or remodeling projects.
Construction Loans
In Virginia, construction loans typically offer short-term financing that converts to a traditional mortgage once the project is complete.