What You Can Expect
Mortgage Planning
I understand that every family's financial situation is unique. Mortgage is not a one size fits all. I want to truly understand your puzzle and help you decide how we put that puzzle together. I promise to always be honest and make sure you know your choices throughout the process. Surprises while home buying are never fun. I take all of my clients through upfront underwriting to insure you have piece of mind when shopping for your dream home.
Team Work
I am a local Richmond VA lender. I will work closely alongside your realtor to insure that you have confidence in your offer and submit with the most competitive option that fits within your goals. You can expect that I will call the listing realtor of any home you offer on to back up your offer with a lenders voice. It makes a big difference when the seller has piece of mind that they can reach the lender if needed throughout the process. My internal team of which consist of licensed Production Partner: Madison Maynes & Collin Foster, Processor: Bonnie Goad, Underwriter: Kendra Smith-Joiner and Closer: Tim Fulgham work as one unit to insure that your file is handled with the utmost care all the way to the closing table. I take pride in being a competitive local lender with a kiss ass, responsive team!
Availability
I work with my cell phone. I am available when it matters, nights and weekends. Most real estate transactions require action outside of "normal" business hours. When working with me you can rest easy knowing that I am not sure your lender but your friend and cheerleader. Shoot me a text, give me a call, email or reach out on social media…. I am here to help you win that house!